what do sellers offer a credit back to the buyer? why not just lower the price? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

The Terms of a seller credit. buyers request an amount, as a percentage or dollar amount, in the offer to purchase. The seller may accept, reject or counter-offer the seller credit. The seller pays the credit as a lump sum at closing from his sale proceeds. limitations to what the credit covers may apply.

If the credit is $10,000 and your costs are $6,000 but you also have a tax proration credit for $2,000, then the seller can only contribute $4,000.

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Seller financing. In layman’s terms, this is when the seller in a transaction offers the buyer a loan rather than the buyer obtaining one from a bank. To a seller, this is an investment in which the return is guaranteed only by the buyer’s credit-worthiness or ability and motivation to pay the mortgage.

The primary way many buyers get the sellers to pay a closing cost credit is by agreeing to a higher purchase price. For example, let’s say a home is listed at $300,000 and the buyers are figuring on 3 percent in closing costs. If you were to divide the sales price by .97, that would equal $309,278.

credit for the deposit upon close of escrow. Down Payment: The down payment is the difference between the selling price and the loan amount. Where is the breakdown of the Seller Credit(s) located? Seller Credit is an amount the seller is giving as a general credit not tied to a specific charge on page 2 or is making

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Sellers who offer financing act a lot like a bank would in the business sale transaction. They can check the credit report of the buyer, ask for a.

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