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How to get a mortgage when you’re self-employed – Nevertheless, he was turned down for a mortgage. Many self-employed workers, like Horton, struggle to get approved for mortgages. The reasons are numerous, but mainly boil down to this: Many self-employed workers don’t have a traditional salary, and so must often work harder to prove their earnings.

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Self-Employed? 8 Keys to Getting Approved for a Mortgage and. – Because some lenders consider self-employed applicants to be higher-risk borrowers, you may pay more for your mortgage, says Mazyar M. Hedayat, a real estate attorney and former title company.

Opening Up Mortgages For Gig Workers – The new regulations, the Self-employed mortgage access act, co-sponsored by Democrat Mark Warner and Republican Mike Rounds, are design to remediate the problem by expanding the range of sources.

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