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Consistent with other withdrawal rate research using lower capital market expectations than the historical average, they calculate that the sustainable spending rate without a reverse mortgage is 3.25.

To get an accurate estimate from the reverse mortgage calculator, you must enter your estimated home value, existing liens on the property, and the age of the youngest borrower on title to the home. The amount you qualify for will be based upon this information, as well as the interest rate of the prospective product.

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refinance mortgage and take out equity You may want to combine a first mortgage with an equity loan into one large loan. This is often called a cash-out refinance. For example, if you have a $700,000 home with a $490,000 first mortgage.

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Through the publication of Mortgagee Letter 2016-10 on July 13, 2016, FHA established the use of the Note Rate to calculate the compounding interest rate (growth rate) for HECM Servicing Fee.

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Use AAG’s Reverse Mortgage Calculator to estimate the funds available to you based on your home value, equity, your age and more. Request your free information kit here or call us at (800) 224-0103.