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how do you qualify for a home loan Apply for Home Loans & Housing-Related Assistance | Explore. – A valid VA home loan COE that verifies to lenders that you qualify for benefits DD-214 or other applicable service documents certification that you will occupy the home

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Figure out how much you can save for a down payment. Next, determine how much you can save for a down payment to put towards your first home. In today’s market, expect your mortgage lender to require at least a 10 percent down payment unless you’re getting an FHA loan or another special program loan. If you have it,

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What are FHA house loans – How to Apply for & FHA Mortgage. – With an FHA insured loan it is possible to finance a purchase of up to 97.5% of the sales price. There is no minimum FICO score requirement. You can be two years out of bankruptcy or 3 years from a previous foreclosure. The down payment can come as a gift and the closing costs can be paid for by the seller or lender.