Many assume that after filing for a bankruptcy (chapter 7 or chapter 13) that you can not get a mortgage for at least 2-3 years after it is discharged. While this is the case with most banks and mortgage companies, there are some non-prime lenders that do not have these sort of waiting periods (also known as "seasoning requirements").

Chapter 7 vs. chapter 13. Here are the facts about refinancing your home mortgage after bankruptcy: If you filed for chapter 7 bankruptcy, the courts wiped out almost all of your unsecured consumer debts, so when you qualify for a mortgage refinancing loan depends on the type of loan you want.

REFINANCING MORTGAGE AFTER CHAPTER 13 DISCHARGE We have completed our Chapter 13, and are awaiting the discharge papers. We have a mortgage at 7.10% interest rate and would like to try and refinance..

the borrower was not 30 days late on mortgage or housing payment in the last 12 months." Southern California’s Mountain West Financial announced it will no longer require a 12 month waiting period.

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Can I get a home loan 1 day after chapter 13 discharge? With what company? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

First, I’ll assume you filed a Chapter 7 bankruptcy. Second. You received a notice of "discharge," meaning your debts were eliminated. To open the case, you’ll need to pay a court fee. Step 2: File.

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Unable to refinance after Chapter 13 bankruptcy dismissal. – Unable to refinance after Chapter 13 bankruptcy dismissal even with extenuating circumstances +1 vote My wife and I want to refinance our mortgage in Houston, Texas. How do I Refinance a Mortgage After a Chapter 13 Discharge. – Wait Out the Seasoning Period.

Mortgage After Chapter 13 Discharge – Visit our site if you are looking to reduce your monthly payments or lower payments of your loan. We can help you to refinance your mortgage payments.

Donohue, and other members of the Financial fraud enforcement task force today announced the results of a nationwide takedown, "Operation Stolen Dreams," which targeted mortgage fraudsters. funds.