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Guaranteed Home Loan With Bad Credit The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a "home equity loan"), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the.

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No Credit Check Home Loans: Are They Still Available? – No credit check home loans did exist in the past but with the introduction of the Uniform Consumer Credit Code (UCCC), most lenders went on to complete a credit check. As credit reporting in Australia vastly improved, it became more effective and more lenders started using it to assess a home loan application.

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