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Documents Needed To Apply For A Mortgage What Does Lease To Own Mean On A House Rent to own. Define Rent to Own. – A-1 house solutions – THE TERMS: "Rent to Own" or "Lease to Own" or "Lease/Option" or. "Lease or Rent with the Option to Buy". All the above terms basically mean the same thing. It means you are entering. into an agreement to rent or lease your new home with the option to buy it at a. later date with cash or via a loan or other means.What Documents Are Needed for a Mortgage? | Pocketsense – What Documents Are Needed for a Mortgage? Recent Statements. If you plan to apply for a mortgage loan, you should have three months. credit cards and Loan Information. Prepare a list with information of any credit card accounts. contract. Your lender needs a copy of the contract for the house.