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By Amy Fontinelle. A mortgage is a debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments. Mortgages are used by individuals and businesses to make large real estate purchases without paying the entire value of the purchase up front.

Elizabeth Warren, Cory Booker take aim at student-loan company merger and Americans are losing sleep over their finances – Happy Thursday, MarketWatchers. Don’t miss these top stories: Nelnet and Great Lakes now manage nearly 40% of the federal student-loan portfolio. A strong U.S. economy and record-low unemployment is.

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Indonesia’s Pertamina signs $1.5 bln loan agreement with Korean Eximbank – Indonesia state oil and gas company PT Pertamina signed a framework agreement with South Korean Eximbank for $1.5 billion loan, Pertamina said in a statement late on Wednesday * The loan will be used.

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