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· Bank owned homes are still flooding our nation’s real estate market. For buyers who can handle risk, some are incredible deals. But if you’re gearing up to buy your first home, take a hard look at whether buying a foreclosed property is a good idea.
(Updated January 2015) Foreclosure can be a dark cloud hanging over your credit score for years, especially if you want to purchase a home. However, if you have a poor credit score because of foreclosure, you don’t have to be stuck with a bad credit mortgage with an.
In a tough economy borrowers worry about bankruptcy, foreclosure, and the effects such issues can have on the ability to borrow. So, what is the required waiting period for new FHA home loans after filing bankruptcy or foreclosure?