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How to Buy a Home With No Money Down (You Really Can. –  · How to Buy a Home With No Money Down (You Really Can!). Drumming up money for a down payment on a home can feel like a lost cause: After you’ve shelled out money.

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The appeal of buying with no money down is obvious: You don’t need a large sum of money, you can use your savings for furnishings and home repair, and you can probably buy sooner than later. But there are several drawbacks to borrowing the entire purchase amount.

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6 options for buying a home with little or no money down. – Buying a home is an enormous decision, one that has an impact on your credit and finances like no other purchase could. The vast majority of homes are purchased through a mortgage , but most traditional mortgages require 20% down – and that is a big chunk of change that many potential homeowners might not have.

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Or you can find down payment assistance programs that could allow you to buy a home with no money down. USDA and VA loans require zero down payment. FHA and Conventional loans need just 3.5% or less down, but 100% of the down payment can be a gift. This would make it possible to buy a house with no money down.

 · Hi Wayne, it is definitely possible to purchase a home now with no money down. In Connecticut we have the CHAFA DAP program that will allow you to purchase a property and finance the down payment and closing cost inside your loan.