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Buying a Mobile Home: What You Need to Know | realtor.com – For double-wide homes, financing rules depend on what type of loan you choose. For conventional loans, "Quite a few lenders have a self-imposed 15-year-old rule," according to Golightly.
These loans generally have a shorter repayment term than loans on traditional homes and require the mobile home to meet specific requirements.. Do Double Wide Mobile Homes on a Full Concrete.
Doublewide Manufactured Homes, Triple Wide Manufactured. – S & H Manufactured Homes and RV’s sells Karsten Manufactured homes, double wide manufactured homes, triple wide manufactured homes, and CrossRoad Recreational vehicles, travel trailers, RV’s, and 5th wheel travel trailers. Providing families in Northeastern Washington State with quality, affordable housing for over 20 years.
The maximum terms for manufactured home loans are: 20 years and 32 days for a single-wide unit or a combination single-wide unit and lot; 23 years and 32 days for a double-wide unit only; 25 years and 32 days for a double-wide unit and lot; and 15 years and 32 days for a lot only on which to place a manufactured home you already own.
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Manufactured Homes & VA loans. manufactured home and mobile homes are one and the same, although today’s manufactured homes often look more modern than the traditional single- or double-wide trailers many people imagine.
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If a potential buyer is interested in a chattel home, financing is more akin to buying an automobile. Basically, mobile homes fall into three categories: Single-wide, double-wide and multi-wide..
11 Best Manufactured Home Loans for Bad Credit Financing – conventional mortgage loans are those for which the lender alone is responsible, without insurance or backing from any external agency. In an FHA-backed loan, for example, if the borrower defaults on the loan, the FHA or VA will reimburse the lender for the bulk of the mortgage amount.
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