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Fortunately for manufactured homebuyers, the Federal Housing Administration (FHA) has options whether you own or lease the land. FHA real property loans for manufactured homes. When a buyer purchases or owns the land the manufactured home will sit on, the property may be eligible for the same FHA-backed financing available to buyers of site.

As with other FHA mortgages, there are caps on the loan amount for manufactured homes. As of 2018, the most you can borrow is $93,000 for the home and lot combination.

Manufactured Homes On Land Financing – First Pacific Financial – Manufactured Home Real Estate (Real Property – On Land) financing is available for Manufactured Homes where both the Manufactured Home and land are offered as collateral for the financing. First Pacific Financial offers a wide range of Manufactured Home Real Estate (Real Property – On Land) financing products and programs for new and.

Housing Loans | GovLoans.gov – Federal Housing Administration (FHA) insures mortgage loans made by FHA-approved lenders to buyers of manufactured homes and the lots on which to place them.