The loan originator takes your loan application, pulls your credit, and gathers the necessary documentation for your mortgage. There are generally four different types of mortgage companies from.

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Just as homes come in different styles and price ranges, so do the ways you can finance them. While it may be easy to tell if you prefer a rambler to a split-level or a craftsman to a colonial, figuring out what kind of mortgage works best for you requires a little more research.

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Types of Home Loans: FHA, VA, USDA.OMG! – Common Mortgage Loan Types. Conventional Mortgage. This is the most commonly used type and usually has the best rates. You’ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or "interest only" where you are not paying any principal in your payment.

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5 Types of Income Mortgage Lenders Will Consider — The. – The newest mortgage lending guidelines require that you have more income than what you owe each month. A low debt-to-income ratio is crucial, so it’s more important than ever to know what types of.

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