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You Can Buy a House With Little or Nothing Down. Should You? – A veteran can get a home loan with nothing down, and anyone who qualifies can get a mortgage with as little as 3.5 percent down — and sometimes even less. But just because you can buy a home with a minimal down payment, should you?As with many financial situations, the short answer is: It depends.

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How Much House Can You Buy? – The Military Wallet – If you want to use the VA Loan to buy a house that costs more than $144,000, you may need to put make a down payment on the loan. The amount of the down payment will depend on your lender’s policies, the cost of your home, the amount you are borrowing, your income, credit profile, debt to income ratio, and other factors.

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