Submit an offer on a foreclosure property and include your mortgage approval letter. Follow their directions on pre-qualifying for a mortgage with them, and render a decision on what financing is better for your personal situation. Once you have completed the offer to purchase the property, you can make preparations to finalize the purchase.

Since the recession began, more than 4 million homes have been foreclosed upon. If you’re one of the homeowners whose home was or is being foreclosed upon,

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can i buy a foreclosure home with bad credit? find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience. 4 options to buy a home with bad credit With poor credit, you might still have options, possibly by making a larger down.

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 · Even with home prices rising in some areas, there is still a way to buy an affordable home. They’re called a pre-foreclosed home, and they can be quite attractive financially.

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With a UI foreclosure, you can easily move forward with low money down, however, you can also purchase one of these properties with no money down. Use a Credit Card. If you don’t have any cash to purchase a foreclosure, one of your other options is to use a credit card. With this, you can request a cash advance to get the money you need to move forward with the purchase.

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Step 5. This process should take about 1 week. Complete your purchase of the property in front of a notary, preferably with the previous owner present, and like that, you will have purchased a foreclosed home without a credit check or down payment.

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