Taking Loan From 401K For Down Payment 401Ks and the Debt-to-income Ratio for FHA Loans – The FHA maintains a set of guidelines on how the lender should view a 401K when it comes to calculating the debt-to-income ratio. FHA loan rules say redemption evidence is required by the lender.Refinancing A Fha Loan To A Conventional Loan Questions For Mortgage Lenders What Questions Will My Mortgage Lender Ask Me? – Types of Questions the Mortgage Lender May Ask. So, what kinds of questions will the mortgage lender ask when you apply for a home loan? Below, you will find a list of some of the most frequently asked questions, organized into four categories: (1) income and employment, (2) debts, (3) assets, and (4) borrowing history. 1.What's the Difference Between FHA and Conventional Loans. – If you want to refinance your current mortgage – whether it's FHA, conventional or non-conventional – into a conventional loan, the.

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